LIC Mutual Fund, which is well-known in India’s asset management industry, has declared the return of five key equity schemes to its portfolio. The goal of this initiative is to reorganise and restructure the schemes under the Funds in Focus Q1FY25 strategy to fit the current preferences of investors and market directions. By making this move, LIC Mutual Fund shows its commitment to new ideas and providing benefits to its investors.
Overview Of The Reintroduced Schemes
LIC Mutual Fund recently updated and brought back five of its main equity schemes to help guide investors. Every scheme supports a unique set of investment goals. Find out more about each scheme below to pick the one that suits your needs.
| Scheme Name | Investment Focus | Ideal For Investors Seeking |
|---|
| LIC MF Value Fund | Investments in fundamentally strong companies trading below intrinsic value | Long-term capital appreciation through value investing |
| LIC MF Small Cap Fund | Exposure to small-cap companies with high growth potential | Aggressive growth and higher risk-reward opportunities |
| LIC MF Multi-Asset Allocation Fund | Diversified investments across equity, debt, and commodities (including gold) | Balanced portfolio with risk mitigation |
| LIC MF Dividend Yield Fund | Focus on companies with consistent dividend payouts | Regular income along with potential capital gains |
| LIC MF Focused Fund | Concentrated portfolio of high-conviction stocks (up to 30) | Targeted growth with a focused investment approach |
Also Read: Mutual Fund KYC - SEBI Rules on How Investors Should Complete KYC Process
Detailed Insights Into Each Scheme
It is important to look closely at each mutual fund scheme to ensure your investments lead to your long-term goals. Use the points below to compare the schemes and choose the one that suits your financial planning and risk tolerance.
1. LIC MF Value Fund
It aims to identify companies that are valued cheaply in the market, but are strong in what matters most. Finding such opportunities allows the fund to achieve good returns in the long run. It makes sense for investors who follow the value investing belief and have the patience to stay in their position over a long period.
2. LIC MF Small Cap Fund
It uses small-cap companies, hoping to maximise the potential of budding firms. Owning small-cap stocks can allow for high returns, but they are also quite volatile. For this reason, the fund should be considered by those who like higher risk and who have a long-term period for their investments.
3. LIC MF Multi-Asset Allocation Fund
Assets in the fund are spread evenly among equities, fixed income investments and things like gold. Diversification helps protect investors from loss and increases their chances of earning returns, which is perfect for those interested in long-term, stable investing.
4. LIC MF Dividend Yield Fund
The fund allows investors to gain regular income and the chance to see their investment grow by putting their money into firms that pay out dividends every year. It is attractive to people who are interested in earning a steady stream of income along with the perks of investing in equities.
5. LIC MF Focused Fund
Thanks to its selectiveness, this plan can research top stocks in greater depth and perform better in the market. A strategy like this can result in large profits if the chosen stocks turn out well, yet the lack of diversity increases the risks involved.
Also Read: Maintaining Insurance Cover: Surrendering Your LIC Policy Explained
LIC Mutual Fund's Strategic Vision
In April 2025, LIC Mutual Fund has as many as 41 schemes in place, among which include 15 equity funds, 9 debt funds, 6 hybrid funds, 1 solution-oriented fund and 10 ETFs and index funds. There was an increase of 11% in Assets Under Management (AUM) for the fund house during April 2025, compared to March 2025, when they were ₹33,854 crore.
The Managing Director & CEO of LIC Mutual Fund, Ravi Kumar Jha, noted that reaching a younger group should be a priority, as the AUM is targeted to touch ₹1 lakh crore by the end of this financial year. Since almost a quarter of our population is millennials and Gen-Z, we are focusing on them for future growth.
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