What Are The Benefits Of PM KISAN SAMMAN NIDHI?

The Indian farmer has always played a pivotal role in nation-building by ensuring food security. However, many small and marginal farmers struggle with low incomes and debt. To provide financial support to farmers and alleviate their hardships, the Government of India launched the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Yojana or Prime Minister's Farmer Reward Programme. This scheme aims to supplement the financial needs of farmers through direct benefit transfers.

Read the article to learn more about the PM Kisan Yojana, ranging from meaning and objectives to the process of PM Kisan Samman Nidhi check, PM Kisan Yojana list, and others.

What Is The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Yojana?

The PM Kisan Samman Nidhi Yojana was launched on February 24, 2019. However, to extend the benefits to more people, the government brought it into effect from December 01, 2018. The scheme seeks to provide financial support to farmers to help them lead a better life.

The PM Kisan Samman Nidhi yojana has benefited 107 million farmers across India so far and is aiming to extend its benefits to more and more farmers worthy of it.

Also read: PM Pranam Scheme– A Helping Hand To Farmers

What Are The Benefits Of The Kisan Samman Nidhi Scheme?

The Kisan yojana comprises several benefits that make it attractive for the farmers. Some of the key benefits are laid out below:

• Under the PM Kisan Samman Nidhi, the government provides a financial benefit of Rs. 6000 per annum per family payable in three equal instalments of Rs 2000 each, every four months.
• The funds are released through the DBT mechanism, which ensures no delays and complete transparency.
• The Kisan yojana aims to reduce their dependence on informal credit sources such as moneylenders, who exploit them later with high interest rates.

Exclusions Under PM Kisan Samman Nidhi Yojana

Many farmers are not eligible for the benefits of this government scheme for farmers. They are:

• All Institutional landholders.
• Farmer families in which one or more of their members belong to the following categories

1. Former and present holders of constitutional posts

2. Former and present Ministers/ State Ministers and former/present Members of LokSabha/ RajyaSabha/ State Legislative Assemblies/ State Legislative Councils, former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats.

3. All serving or retired officers and employees of Central/ State Government Ministries /Offices/Departments and its field units, Central or State PSEs and Attached offices /Autonomous Institutions under Government, as well as regular employees of the Local Bodies (Excluding Multi Tasking Staff /Class IV/Group D employees)

4. All superannuated/retired pensioners whose monthly pension is Rs 10,000/-or more (Excluding Multi Tasking Staff / Class IV/Group D employees) of the above category

5. All Persons who paid Income Tax in the last assessment year

6. Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies and carry out their profession by undertaking practices.

Also read: Weather-Based Crop Insurance Scheme.

How To Apply For KISAN Samman Nidhi?

The application procedure to gain benefits of the Kisan Samman Nidhi or PM-KISAN scheme can be carried out through Common Service Centres (CSCs). The steps are given below:

Step 1: The executive at the CSC will fill in the complete details of the farmer registration details like State, district, subdistrict block, and village, key in the Aadhaar number, Name of the beneficiary, category, Bank detail, Land Registration ID, and Date of birth as printed on the Aadhaar card for authentication..

Step 2: The executive will fill in the Land details like Survey/ Khata No., Khasra no., and area of land as mentioned in the land holding papers.

Step 3: Upload the supporting documents like Land, Aadhar, and Bank passbook.

Step 4: After saving the application form, the executive will ask you to make a payment.

Step 5: One can complete the PM Kisan Samman Nidhi check process or PM Kisan Yojana list through their Aadhaar number.

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