Apply For Bina Mulya Samajik Suraksha Yojana: Free Benefits For Unorganised Sector Workers

The Bina Mulya Samajik Suraksha Yojana (BMSSY) is a social security program by the Government of West Bengal aimed at unorganised workers. It offers a package of benefits including provident funds, health insurance, monetary support, and disability benefits. BMSSY covers a wide range of unorganised industries and self-employed workers, improving their living standards and ensuring no one is left behind.

Read the article to learn more about the Samajik Suraksha Pension Yojana​, ranging from its meaning and features to eligibility and Samajik Suraksha Yojana online apply​.

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What Is Bina Mulya Samajik Suraksha Yojana?

The Bina Mulya Samajik Suraksha Yojana (BMSSY) provides monetary and health support to workers in unorganised sectors in West Bengal. It combines various government initiatives to assist these workers and reduce inequality. BMSSY offers provident funds, health insurance, educational assistance, and death or disability compensation for unorganised workers and self-employed individuals.

Self-Employed Persons Covered In BMSSY

BMSSY extends its benefits to 15 types of self-employed occupations. All those occupations are laid down below in detailed points:

• Barbers/Beauticians

• Cobbler/Shoe Maker

• Domestic Servants

• Cycle Rickshaw & Van Pullers

• Fishermen

What Are The BMSSY Benefits?

BMSSY benefits the unorganised sector workers in different manageable ways. Some of its most prominent benefits include

• Provident Fund: Monthly contributions from workers and the state government, which can be accessed upon retirement or in case of death.

• Health and Family Welfare: One of the BMSSY benefits is also that it covers medical expenses up to ₹20,000 per year, with surgery costs covered up to ₹60,000.

• Death & Disability Benefits: The Samajik Suraksha Pension Yojana​ Rajasthan provides ₹2,00,000 in case of death or total disability due to accidents.

• Educational Assistance: Financial support for the education of workers' children, from Class XI to post-graduation, is also one of the BMSSY benefits.

What Are The Documents Required To Apply For BMSSY?

To register for Bina Mulya Samajik Suraksha Yojana (BMSSY), the following documents are required. So, make sure to have all the documents ready before proceeding with the Samajik Suraksha Yojana online apply:

• Aadhaar Card

• Ration Card

• Residence Certificate

• Passport-size photograph

• Mobile number and Email ID

• Caste certificate (if applicable)

• Income certificate

Read More: How To Update Aadhaar Card?

What Is The BMSSY Application Process?

The steps to apply for this state government scheme are fairly straightforward. One does not need to worry about any form of complexity, as compared to other government schemes.

Step 1: Visit the official website https://bmssy.wblabour.gov.in/.

Step 2: Click on ‘New Registration by Beneficiary’ and fill in personal details.
Step 3: Submit the form and obtain login credentials.
Step 4: Log in using the provided credentials.
Step 5: Fill out information regarding:

• Basic Information
  • Address Details
  • Bank Details
  • Nominee and Dependent Information

Step 6: Upload the necessary documents and complete the application.

Read More: Generate Ration Card Online | eRation Card Download

What Is A BMSSY Card?

Eligible beneficiaries receive the BMSSY Card, also called the Samajik Mukti Card (SMC). This card allows them to access scheme benefits, including provident fund contributions, health insurance, and other assistance. Workers can obtain the card from any regional labour office or Labour Welfare Facilitation Centre.