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Kerala Sthree Suraksha Scheme 2026: ₹1,000 Monthly Pension For Eligible Women - Apply Now

Komal Bajpai

Author

Updated: 23-12-2025 at 3:30 PM

The Kerala government has taken a significant step towards strengthening women’s financial security through the Sthree Suraksha Scheme 2026, a dedicated pension initiative for women and transgender women who are not covered under any existing pension schemes. Implemented under the wider framework of Kerala Social Security Mission schemes, this programme aims to provide steady monthly financial support to economically vulnerable beneficiaries. By offering direct cash assistance, the scheme ensures dignity, independence, and basic income security for thousands of eligible individuals across the state.

In this article, you will get the detailed information about the Sthree Suraksha Scheme, benefits, eligibility, documents required, application process and much more.

Overview

The table below showcases the key highlights of the Sthree Suraksha Scheme:-

Particulars	Details
Scheme Name	Sthree Suraksha Scheme (Sthree Suraksha Padhathi)
Launched By	Government of Kerala
Application Start Date	22 December 2025
Monthly Pension	₹1,000
Target Beneficiaries	Women & transgender women (35–60 years)
Residency Requirement	Permanent resident of Kerala
Eligible Ration Cards	Antyodaya Anna Yojana (Yellow) / Priority Household (Pink)
Application Mode	Online via the KSMART portal & local body submission
Pension Transfer	Directly to the bank account

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What Is the Sthree Suraksha Programme?

Sthree Suraksha Programme is a Government Initiative of Kerala to provide a monthly pension to Women and Transgender Women without the scope of any other sources of Pension.

Sthree Surakash applies to all eligible beneficiaries who are aged between 35 years and 60 years and have been granted a Government pension of ₹1000. Therefore, this will assist Eligible Beneficiaries to access their basic living needs, as well as improve their financial Security. Although the announcement for this scheme was made in November 2022, the commencement of its implementation was originally scheduled for 2023. The application for this pension scheme was released on December 18, 2023.

Latest Updates

The Government of Kerala has officially started accepting applications for this scheme through the Local Self-Government institutions like Panchayats, Municipalities and Corporations, among other institutions. According to estimates, the scheme is expected to benefit over 31 lakh women, making it one of the largest pension initiatives under the Kerala Social Security Mission schemes Malayalam framework.

The monthly pension granted through this programme will be deposited directly into the Beneficiary's bank account through the Central Government's Direct Benefit Transfer scheme, thereby ensuring a secure and transparent system for receiving this pension.

Why Was The Sthree Suraksha Scheme Introduced?

To strengthen the social security of the women of Kerala, the scheme has been created to support the following groups of women:

Women who do not receive any type of government pension.
Women from Poor Economic Backgrounds.
Women who work in homes or care for someone and do not get paid for that care.
Women who do not have any kind of regular income source.

To provide all women with guaranteed monthly cash assistance to achieve financial inclusion, dignity, and economic security.

Benefits Of The Sthree Suraksha Scheme

Understanding the benefits helps applicants evaluate how the scheme can support their financial needs. The following points explain what beneficiaries receive under the Sthree Suraksha Pension scheme.

Monthly Cash Support is ₹1,000 credited to a bank account.
Provide financial stability to the women who do not get pensions.
Providing options to women with priority ration cards.
Provide a Simple and Secure Cash Transfer system through direct bank transfers with minimal documentation.
To ensure an annual review of verification by Aadhaar to provide fairness and continuity.

What Is The Eligibility Criteria Of The Sthree Suraksha Scheme?

Before filling out the Sthree Suraksha Pension application form, applicants must ensure they meet all eligibility conditions. The criteria below help determine whether a person qualifies for this pension.

Woman or Transgender Woman aged between 35 and 60 Years of Age.
A Permanent Resident of Kerala.
Have a Yellow (AAY) or Pink (PHH) Ration Card.
Not receiving another Government Pension or Government-sponsored Pension.
Not working for the Central/State Government or any Government-sponsored Agencies.

Also Read: Kerala High Court Upholds State’s Right to Tax BH-Series Vehicles

Exclusions:

If you fit the criteria below, you will be excluded from receiving a benefit under this scheme:

If you receive any Pension or Welfare benefits.
If your ration card category changes to a non-priority category.
If you relocate outside of Kerala permanently for reasons other than a temporary leave.
If you are imprisoned for over one month.

List Of Documents Required For The Sthree Suraksha Scheme

Applicants should keep all documents ready in advance to avoid rejection or delays. The list below outlines the essential documents required while submitting the Sthree Suraksha Pension Form.

Proof of residence in Kerala.
Proof of age.
Aadhaar card.
Verification from a banking institution (e.g. passbook or bank statement) of your current banking institution.
Yellow or Pink Ration Card.
Self-declaration indicating that you have NOT received any other type of pension.

Applicants looking for the Sthree Suraksha Pension Form PDF download or the Sthree Suraksha Pension Application Form PDF should check official local body portals or offices.

What Is The Application Process Of The Sthree Suraksha Scheme?

The Sthree Suraksha Pension how to apply process is simple and supported by local authorities. The steps below explain how eligible applicants can submit their applications correctly.

Step 1: Go to the KSMART website for Kerala local self-government services.

Step 2: Fill out the Sthree Suraksha Pension Application Form.

Step 3: Upload the relevant documentation requested.

Step 4: Send the completed application to your local Panchayath / Municipality Secretary.

Once verified, approved beneficiaries will receive pension payments directly in their bank accounts. Applicants can later check their Sevana Pension status online.

Also Read: Kerala Educational Assistance To Children Of Prisoners Complete Guide

Penalties For Providing False Or Incorrect Information

To maintain transparency and fairness, the government enforces strict penalties for false claims under the Sthree Suraksha Pension scheme.

1. The applicant will be required to refund in full the amount of pension received.

2. The applicant will also be charged 18% interest on the amount refunded.

3. The applicant will be removed from the list of beneficiaries.

Every year, an Aadhaar verification will be conducted to ensure that only legitimate beneficiaries will continue to receive the pension.

Conclusion

The Sthree Suraksha Scheme 2026 stands as a meaningful initiative under the Kerala Social Security Mission schemes, aimed at empowering women and transgender women through assured monthly financial support. With a ₹1,000 pension, transparent DBT payments, and a simple application process, the scheme addresses long-standing gaps in social security coverage.

Eligible applicants are encouraged to submit the Sthree Suraksha Pension Application Form PDF download through their local self-government institutions and ensure all documents are accurate. This scheme not only strengthens financial independence but also reinforces Kerala’s commitment to inclusive social welfare.

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