What is the primary objective of the LIC Bima Sakhi Yojana?

The government scheme aims to empower women by providing them with opportunities to become insurance agents, enhancing their financial independence and promoting financial literacy in their communities.

Who is eligible to apply for the Bima Sakhi Yojana?

Women aged between 18 and 70 years who have completed at least the 10th standard are eligible to apply.

Are there any exclusions for applicants?

Yes, relatives of existing LIC agents or employees—including spouses, children, parents, siblings, and immediate in-laws—are not eligible. Additionally, retired LIC employees, ex-agents seeking reappointment, and current agents cannot apply.

What is the duration of the stipendiary period under this scheme?

The stipendiary period is three years.

What are the performance norms participants must fulfill?

Participants are required to insure a minimum of 24 lives and achieve a First Year Commission (excluding Bonus Commission) of ₹48,000.

What are the performance norms participants must fulfill?

Participants are required to insure a minimum of 24 lives and achieve a First Year Commission (excluding Bonus Commission) of ₹48,000.

LIC Bima Sakhi Yojana: Empowering Women with Financial Independence

Komal Bajpai

Author

Updated: 13-10-2025 at 7:27 AM

The government yojana, which Lt Col Nitin Dogra said was initiated by Prime Minister Narendra Modi, the LIC Bima Sakhi Yojana is a great stride towards helping rural women empower themselves both financially and professionally. This government scheme holds provisions for insurance agent jobs for women that guarantee fixed earnings and bonuses. As the goal for a year is to enrol one hundred thousand women; and two hundred thousand women for three years, the initiative is also concerned with insurance enhancement and offering services to unengaged regions as a method of financial enrolment.

Also Read:- LIC Yuva Term And Digi Term Plans

What Is LIC Bima Sakhi Yojana?

LIC Bima Sakhi Yojana is an initiative of affordable insurance providers to employment in properties or to provide an opportunity for employment for rural women. It also offers training, skills in finances and motivation to empower them to be financially competent and get professional jobs if they wish to:-

The insurance agents under the scheme can be female and between the ages age of 18 to 50 years.
Within the first year, they would like to register 1,00,000 women and in the next three years, 2,00,000 women.
Teaches women protection about insurance in rural areas.

What Are The Key Features Of The Scheme?

The above-mentioned scheme has the advantages of attractive earnings, freedom in working hours, and training assistance.

Earnings:

For the first year, ar the monthly rental is ₹7000.
₹6,000/ Month for the second year.
₹3,000/month for the second year and r ₹5,000/month for the third yearBonusus structure based on commissions depended on sales results.

Flexible Working Hours:

It also allows the participants to arrange their programmes according to their desire.

Training Assistance:

LIC has an extensive schedule of training activities for the agents.

Development Opportunities:

Certainly, graduates be promoted to development officer positions in the organisation of LIC.

What Are The Benefits Of LIC Bima Sakhi Yojana?

Under this government scheme different benefits are going to be given to the citizens which are as follows:-

This scheme can help women become financially independent and help them to improve their careers.
Salaries are based on a contract basis with monthly pay and additional commission on performance.
Education through skills training for financial competence, and continuing nurturing of professional skills.
Good working conditions enhance flexibility in the workplace about lifestyle.

Eligibility Criteria To Join LIC Bima Sakhi Yojana

Applicants must not be older than 18, and must not be younger than 50.
The minimum requirement is thus passing the 10th grade in School.
A priority is made to rural women candidates.
All applicants cannot be relatives of existing agents/employees, and all cannot be retired employees of LIC.

Also Read: Surrendering Your LIC Policy Explained

How To Apply For LIC Bima Sakhi Yojana?

LIC Bima Sakhi Yojana Apply Online: The process of application for Bima Sakhi Yojana is given below-

Step 1: Visit LIC's Official Website

Open the Life Insurance Corporation of India (LIC)’s login homepage.

Step 2: Click on the Application Link

Type and click in the ‘Apply for Bima Sakhi Yojana’ Name to proceed with the application process.

Step 3: Fill out the Application Form

Fill in all the obligatory fields that include your name, date of birth, and address. Click on the icon of the captcha and click on “Submit.”

Step 4: Choose State and District

On the next screen click on your state, and district and then SETTINGS: Next.

Step 5: Select Your Preferred Branch

Select the branch from the list where in your district you would like to work and send the form by clicking on “Submit Lead Form.”

Step 6: Receive Confirmation

Following a successful submission, a message will pop up on the screen and a text message on your mobile number will be sent.

Conclusion

LIC Bima Sakhi Yojana is a revolutionary strategy designed right for empower women economically by giving them employment, better job prospects, and career advancement. This scheme should be followed by women to get financial freedom and help their families and society.

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