What is the new transaction limit for UPI 123Pay and how does it benefit users?

The National Payments Corporation of India (NPCI) has increased the transaction limit for UPI 123Pay from ₹5,000 to ₹10,000. This revision allows users, especially those using feature phones, to make higher-value digital transactions without internet access. It empowers users in semi-urban and rural areas by promoting financial inclusion and easing digital payments in their everyday life.

What new benefit has been introduced for RuPay credit cardholders in 2025?

In a significant update for RuPay credit card users, NPCI has now enabled access to airport lounge facilities. The benefit is linked to the spending amount on the card, encouraging users to utilise RuPay more frequently. This change aligns RuPay with global credit card standards and enhances the overall experience for Indian travellers and frequent flyers.

What change has been announced regarding EPF withdrawal facilities?

A major convenience update has been introduced for Employees' Provident Fund (EPF) account holders. The Ministry of Labour and Employment has announced that soon individuals will be able to withdraw money from their EPF accounts using ATMs. This move supports India's digital mission and is aimed at making EPF fund access faster, easier, and more efficient without the need to visit physical offices or fill forms.

Why are these financial changes important for Indian citizens?

These financial updates aim to modernise the existing system, boost digital literacy, and empower citizens with more convenient services. Whether it’s increasing transaction limits, improving cardholder perks, or simplifying fund withdrawals, each update enhances the everyday financial experience of individuals, helping them manage their money more independently and smartly.

Where can citizens find regular updates about such financial and government schemes?

Citizens looking to stay informed about ongoing and upcoming financial reforms and schemes can follow trusted platforms like Jaagruk Bharat. Through its informative blogs, community support, and detailed guides, Jaagruk Bharat ensures that people are aware, updated, and able to take advantage of the benefits offered by the government for their financial well-being.

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Major Financial Updates In The Year 2025

Pragya Pathak

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Updated: 30-06-2025 at 12:31 PM

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We all have officially entered a new year wherein the government of India introduced some major changes and updates in the financial aspect of the country which would impact the people of India to a great extent. Such updates are necessary for the growth and progress of the nation and the people as incorporating and embracing change with time is one of the most crucial elements of success.

It is significant for the citizens of India to know everything about the announced financial changes and updates in various components such as the UPI 123Pay transaction limit, extended service to RuPay credit cardholders, rules for FD withdrawal, and others so that they can manage the financial aspects of their lives smoothly and efficiently.

Major financial updates announced in 2025 are detailed below for better understanding and reference.

Transaction Limit Of UPI 123Pay

The transaction limit of UPI 123Pay has been increased from Rs. 5000 to Rs. 10,000 by the National Payments Corporation of India (NPCI). This extension of the transaction limit would benefit people and ease their lives when making a transaction.

Airport Lounge Facilities To RuPay Credit Cardholders

The National Payments Corporation of India (NPCI) has provided access to airport lounge facilities to individuals with RuPay credit cards based on the amount they spend.

Withdrawal Rules For Employees’ Provident Fund (EPF)

Individuals with Employees’ Provident Fund would soon be able to withdraw money from their Employees’ Provident Fund accounts from ATMs as announced by the Labour Secretary of the Ministry of Labour and Employment. This new update aligns with the nation’s mission of going digital and making everyone’s life easier and more efficient.

Conclusion

A government must keep modifying the existing financial aspects of a country to keep up with time by embracing the changing world with a flexible system. Hence, the government of India introduced some financial updates and changes for the growth of the country and the people so that the nation and its people can manage their respective funds efficiently and mindfully.

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