500+ GOVT
BENEFITS
1.4L+
SUBSCRIBERS
50K+ QUERIES
RESOLVED
100% FACT
CHECK
Updated: 28-01-2025 at 7:43 AM
1k
The Government of Gujarat implemented the Mukhyamantri Amrutum Yojana (MA Yojana) on September 4, 2012, to provide affordable healthcare through voluntary insurance. Originally formulated for BPL families, the insurance scheme now comprises lower-middle-class families and covers all types of treatments, beginning with diagnostic and hospitalisation procedures and even post-treatment.
In this article, you will get detailed information about Mukhyamantri Amrutam Yojana, its features, benefits, list of diseases and treatments covered, eligibility, Application Process, Documents Required, Renewal Process and much more.
Scheme | Mukhyamantri Amrutum Yojana (MA Yojana) |
---|---|
Launched By | Government Of Gujarat |
Benefit Transfer | Direct via RTGS |
Annual Coverage Limit | Up To Rs 3 Lakh |
Processes | Paperless, including claims |
Enrollment Period | Open year-round |
Enrollment Channels | Civic Centre and Taluka Kiosks |
Family Limit | A maximum of five family members |
Read More: Cashless Everywhere: Medical Bills For Health Insurance
Mukhyamantri Amrutum Yojana is a health insurance policy named for the BPL and LMC class residents of Gujarat. This scheme offers cashless treatment at all the empanelled hospitals which includes the entire journey right from diagnosis to treatment.
The features of the MA Yojana are distinguished and designed in a way to support low-income families during the times of medical emergencies. The features making this government yojana so impressive are:
Cashless Treatment: Beneficiaries get treatment at empanelled hospitals free of charge.
Wide Coverage: It ranges from simple diagnoses, and operations to follow-up treatment after hospitalisation.
No Enrollment Fee: The scheme covers the entire cost of the financial plan without the intervention of private capital.
Paperless Process: Under this scheme all the paperwork and other operations are digital.
Read More: Narayana Aditi Health Insurance ₹1 Crore Coverage Plan Review
Using their limited resources, people belonging to weaker financial status in society and need of financial help, is such cases people registered under Mukhyamantri Amrutam Yojana get financial aid to treat critical illness for free.
The Mukhyamantri Amrutum Yojana has successfully provided free health insurance to lakhs of low-income families in Gujarat. By ensuring access to advanced medical treatments, the scheme has significantly reduced financial stress for beneficiaries.
Award received under the Smart Governance Initiative held in 2014.
CSI-Nihilent e-Governance Award for the session 2013-14
Gems of Digital India Award
Best Affordable Health Care Initiative Award (2016)
This scheme offers cashless treatment for a wide range of illnesses, covering hospitalizations, surgeries, and specialist consultations. The following are the key benefits of the Mukhyamantri Amrutam Yojana:-
For critical illnesses, treatments are cashless up to Rs. 3,00,000 per annum.
These empanelled hospitals offer adequate medical and surgical healthcare.
It contains any treatments the patient received before hospitalisation and those he or she received after discharge.
Read More: New India Assurance Health Insurance
Mukhyamantri Amrutum Yojana covers critical diseases like cancer, kidney failure, and heart ailments. It also includes treatments such as organ transplants, burns, and neurological conditions.
Medical Specialty | Examples |
---|---|
Cardiovascular Surgery | 153 packages |
Cancer Treatment | 210 packages (Surgery, Chemotherapy, etc.) |
Neurosurgery | 49 packages |
Neonatal Care | 23 packages |
Burns & Plastic Surgery | 12 packages |
Orthopedics | Knee & Hip Replacement |
Plastic surgeries that operate solely for aesthetic improvements and Non-emergency procedures are not included in the services section of the Mukhyamantri Amrutum Yojana.
Families with an annual income of less than ₹4 lakh are eligible for this scheme. Beneficiaries need to provide proof of income and domicile in Gujarat to qualify.
Criteria | Details |
---|---|
Belonging to BPL Families in Gujarat | The applicant has to come from families belonging to below poverty line standards as listed by the government of Gujarat State. This also helps to cater the scheme to the rightful beneficiaries which are the economically deprived families. |
Mandatory Family Presence During Enrollment | During the enrollment of new members under the scheme, all family members must be physically present. This is required to ensure accurate identification and avoid misuse of benefits. |
One of the major important points about the Mukhyamantri Amrutam Yojana is its efficient and cashless treatment, direct settlement of liabilities and the provision for additional cards:-
Efficient and Cashless Treatment: The scheme means completely cashless treatment for designated critical ailments at empanelled hospitals. Patients do not have to contribute any of their own money to the costs of their treatments.
Direct Settlement of Liabilities: This means that while hospitals deal with the insurance providers in finances, this relieves the beneficiary from paperwork and financial bargaining.
Provision for Additional Cards: Another advantage is that the beneficiaries may make an application for more than one health card for other family members to gain more coverage.
Read More: Major Update About Removal Of GST From Health & Life Insurance
The application process involves visiting the local Taluka or Civic Center with required documents like income proof, Aadhaar card, and domicile certificate. Upon verification, eligible families receive a smart card to access benefits. Mukhyamantri Amrutam Yojana is said to be offline for which the applicant needs to complete the following steps:-
Step 1: Go to Civic Centre stores or Taluka, civil offices.
Step 2: Provide biometric details such as (Fingerprints; and iris scans).
Step 3: Complete the MA application form and receive the MA health card.
The below-mentioned list contains the names of the important documents which are essential in the application process for the Mukhyamantri Amrutam Yojana:-
Proof of Address ( such as Ration Card).
Identity cards/such as Aadhaar cards, Voter IDs, etc.
Read More: Niramaya Health Insurance Scheme
The following departments and heads are the main authorities responsible for the verification process of the Mukhyamantri Amrutam Yojana:-
District Level: Deputy Mamlatdar.
Taluka Level: Health Officers, Female Health Workers.
Municipal Corporation Level: Officials entrusted with civic buildings
Recipients have to register at point-of-service kiosks. To get the treatment one is supposed to use this card. The Validity of this MA Yojana Health Card is for 3 years (renewable).
Purpose of the Card: A Health Card is issued to a beneficiary as a document of identity that he or she is registered under MA Yojana. Most of the time it is mandatory to seek treatment through cashless modes at the registered hospitals.
Registration Process: The card can only be obtained by enrolling at the point-of-service kiosks, as part of the requirements for a given beneficiary.
Usage of the Card: The card is utilised for availing necessary medical treatments in empanelled hospitals. It is also scanned at the time the patient comes for treatment to check if the patient is eligible for the coverage.
Go to the kiosk or dial the client care centre and submit the Income proof & the previous card. Applicants can renew this MA Yojana Health Card every three years.
This app can be downloaded from the Play Store and App Store. The Mukhyamantri Amrutum App is a mobile application which consists of comprehensive information about the scheme, and a list of empanelled Hospitals with clear details of contact numbers.
Read More: Simplifying Health Insurance Claims with the NHCX Platform
The following steps will lead towards the successful download of the Mukhyamantri Amrutum Yojana form:-
Step 1: Visit the MA Yojana on the official website.
Step 2: Locate the application form.
Step 3: Complete the application form displayed in the kiosk.
Submit the QR card to a network hospital. In this case, verification is done on-site, and the treatment commences as soon as it has been determined that an applicant has a work-related disease. This is because claims are direct between hospitals and insurers, and no actual cash is transacted.
One can check the detailed list of all private hospitals under the Mukhyamantri Amrutam Yojana.
Mukhyamantri Amrutum Yojana is a path-breaking scheme to provide financial and medical support in critical illness to the needy and poor population of Gujarat exclusively. The relatively, cashless scheme makes it a model of easy access to health care.
For any queries, share your opinions, or any updates or information visit Jaagruk Bharat's community page. Be a part of India’s biggest Jaagruk community.
0
0
1k
0
0
1k Views
0
No comments available
Was this helpful?
For more content like this
Harsha Vardhanan
harsha_iyar
Thank you for posting valuable information ✨
23 Nov 2021
Verified User
Manjunath Nayak
nayak
Good portal for common man, very useful
23 Nov 2021
Verified User
Suraj Patil
suraj
Jaagruk Bharat does a fantastic job of breaking down complex policies into easy-to-read articles and videos, ensuring accessibility for all citizens.
23 Nov 2021
Verified User
Sankesh Hegde
sankesh
A very helpful website that aggregates and simplifies government guidelines, providing clear information in various languages for better public understanding.
23 Nov 2021
Verified User
ATHARV HANDE
@atharvhande744
Thank you very much for information ❤
23 Nov 2021
Verified User
More from the Author
Editor
Bio
You might also like
Related articles
Latest articles
Our Company
Home
About
T&C
Privacy Policy
Eula
Disclaimer Policy
Code of Ethics
Contact Us
Cancellation & Refund Policy
Jaagruk Bharat with its team work tirelessly to bring all government schemes, Sarkari Yojanas, policies and guidelines to you in a simplified and structured format.
Our team is at the forefront of gathering, verifying and breaking all central government and state government regulations uncomplicatedly.
Our mission and vision are to make the common citizen of India aware of all government-laid-out rules and policies in a single place. Thus, we Jagruk Bharat have created an all-inclusive portal for 1.5 billion Indian citizens to understand, utilize and avail benefits of govt schemes and policies and by bringing them under one roof.
Jaagruk Bharat (जागरूक भारत) is a one stop centralised destination where you can effortlessly find, understand, and apply for various government schemes. We are committed to ensuring transparency and empowering Indian citizens. Our goal is to keep India Jagruk about government policies, the latest news, updates, and opportunities.
जागरूक भारत अपनी टीम के साथ मिलकर लगातार काम करता है ताकि सभी सरकारी योजनाओं, नीतियों और दिशानिर्देशों को सरल और व्यवस्थित तरीके से आपके सामने पेश किया जा सके। हमारी टीम केंद्रीय और राज्य सरकार के सभी नियमों और विनियमों को आसानी से इकट्ठा करने, सत्यापित करने और प्रस्तुत करने में सबसे आगे है।
हमारा मिशन और दृष्टिकोण यह है कि भारत के हर नागरिक को सभी सरकारी नियमों और नीतियों से एक ही स्थान पर अवगत कराया जाए। इसलिए, हमने जागरूक भारत के रूप में 1.5 अरब भारतीय नागरिकों के लिए एक समग्र पोर्टल तैयार किया है, जहां वे सरकारी योजनाओं और नीतियों को समझ सकें, उनका उपयोग कर सकें और लाभ उठा सकें, सभी जानकारी एक ही छत के नीचे उपलब्ध है।
जागरूक भारत (Jagruk Bharat) एक केंद्रीकृत और सुव्यवस्थित गंतव्य है, जहां आप विभिन्न सरकारी योजनाओं को आसानी से खोज, समझ, और आवेदन कर सकते हैं, जिससे पारदर्शिता सुनिश्चित होती है और भारतीय नागरिकों को सशक्त किया जाता है।
हमारा उद्देश्य है कि भारत को सरकारी नीतियों, नवीनतम समाचारों, अपडेट और अवसरों के बारे में जागरूक बनाया जाए।जागरूक भारत (Jagruk Bharat) की मदद से आपकी कठिन से कठिन समस्या का आसान समाधान होगा...
अपने हक़ को अपनाओ ! जागरूक भारत पर आओ
All Copyrights are reserved by Jaagruk Bharat