Padho Pardesh Scheme: Meaning, Eligibility, & Application Process

Education is one of the primary things or assets that makes an individual able and rational. It is one of our primary rights as it nourishes our minds and is one of the deciding factors for an individual’s personal and professional growth. Unfortunately, innumerable children in India, especially children from minority communities, don't receive quality education.

To address this issue, the government of India launched the Padho Pardesh Scheme which enables students who come from minority communities to pursue their higher education from outside the boundaries of India. It not only helps them shape their careers but also eradicates the worry of financial burden from their minds.

Read the article to find out what the scheme is, how would it benefit people, and details like eligibility and application process.

What Is The Padho Pardesh Scheme?

The Padho Pardesh Scheme was introduced by the government of India in the year 2013 under the purview of the Ministry of Minority Affairs. The education scheme aims to empower students who come from minority communities to pursue higher education from outside the boundaries of India in their chosen disciplines.

The education scheme provides interest subsidies on educational loans along with other benefits which considerably reduces the rate of the financial burden from the shoulders of the students and their families.

Benefits Of The Padho Pardesh Scheme

There are many benefits of the education scheme that cover all its goals. Some of its key benefits are listed below in brief for one’s better understanding:

• Financial empowerment: The interest subsidy scheme empowers students financially and helps them pursue their education from their dream institutions.

• Expanded boundaries: Padho Pardesh, as the name suggests, allows students to work toward pursuing higher education from abroad and build a foundation for their careers.

• Holistic development: The education scheme enables meritorious students from minority communities to travel abroad for their education. This not only builds their subject knowledge but also helps in developing personally as well due to exposure to different cultures, traditions, etc.

Eligibility Criteria

Interested students first need to ensure whether they fit into the eligibility criteria or not. The eligibility criteria for the interest subsidy scheme are as follows:

• Students must have a letter of admission to a recognised university from abroad for a Master’s, M.Phil, and Ph.D.

• Family income shouldn’t be more than Rs. 6 lakh per annum.

• Students must belong to a minority community.

• Students must have taken an educational loan from a registered bank under the Indian Banks Association Educational Loan scheme.

Required Documents

Applicants need to submit some supporting documents to successfully apply for the interest subsidy scheme. The list of those documents is as follows:

• Admission letter from a recognised university abroad

• Passport

• Income certificate

• Educational loan application

• Marksheets

• Aadhaar card

Government Sources

Official Website

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