Top 10 Government Schemes For Entrepreneurs & Startups In India In 2026

Entrepreneurship is a comparatively new profession that is emerging in India, and many people are choosing it to not only create employment for themselves and solve real problems, but also for others. To help young entrepreneurs and boost the sector’s development, the government of India launched several schemes, like the Startup India Scheme, the Pradhan Mantri Mudra Yojana (PMMY), and many others.

All the schemes might be different with special focus areas, but they all share the same aim, and that is to create a supportive ecosystem for the startups and the entrepreneurs of the nation.

Read the article to learn more about the govt schemes for entrepreneurs and startups laid down in the government schemes for entrepreneurs in India PDF.

Top 10 Government Schemes For Startups In India

Numerous government schemes can benefit and change the lives of entrepreneurs. We have compiled a list of the top 10 government schemes for startups in India for one’s reference and better understanding.

1. Startup India Scheme

One of the schemes in the list of government schemes for entrepreneurs is the Startup India Scheme. The primary aim of the Startup India scheme is to promote and nurture innovation in the country. The youth will be assisted in turning their valuable ideas into companies and organisations. The Sarkari Yojana is administered by the Department of Promotion of Industry and Internal Trade (DPIIT), under the Ministry of Commerce and Industry. The scheme aims to empower startups, boost entrepreneurship, and increase economic growth in the country. This startup scheme mainly provides financial assistance to new startups in India and helps them grow. There are several benefits of the scheme, such as tax, protection of one’s IPR, a funding pool, etc.

Application Process

Interested and eligible individuals can apply for the scheme using the official website.

2. Pradhan Mantri Mudra Yojana (PMMY)

The Pradhan Mantri Mudra Yojana (PMMY) is a govt scheme and a part of the list of government schemes for entrepreneurs that was launched on 8th April 2015 by Prime Minister Narendra Modi. The scheme provides business loans up to ₹20 lakh. The Mudra loans are offered by banks, housing finance companies, and microfinance institutions. Interest rates vary, averaging around 12%, with a repayment period of up to five years. There are several benefits of the scheme, such as no requirement of collateral, no extra processing fee, even lower interest rates for women, etc.

Application Process

Entrepreneurs can apply for this government scheme by visiting the official websites of their banks.

3. Stand-Up India Scheme

One of the schemes in the list of government schemes for entrepreneurs is the Stand-Up India Scheme. The scheme aims at promoting entrepreneurship amongst women, Scheduled Castes (SCs) and Scheduled Tribes (STs). The govt scheme is an initiative of the Department of Financial Services (DFS), Ministry of Finance, Government of India. Under the government scheme, various benefits are provided, such as eligibility to apply for government loan schemes from banks ranging between 10 lakhs to 1 crore to at least one woman and one member of the SCs or STs per bank branch with a low rate of interest.

Application Process

Young entrepreneurs eligible under the scheme can apply for it through its official portal.

Read More: Samridh Scheme- Empowering Startups With Funding & Growth Support

4. MSME SAMBANDH & SAMADHAAN

The MSME SAMBANDH & SAMADHAAN are two government schemes launched by the government of India and are part of the list of government schemes for MSME. MSME SAMBANDH is a public portal that oversees the working of the Public Sector Enterprises, specifically their mechanism of procuring goods and services from Micro, Small, and Medium Enterprises. While the MSME SAMADHAAN initiative helps in resolving pending cases of payments of Micro, Small, and Medium Enterprises. Through this scheme, MSMEs can file complaints against default buyers who are yet to clear dues.

5. Credit Guarantee Fund Trust For Micro & Small Enterprises (CGTMSE)

One of the schemes mentioned in the government schemes for entrepreneurs PDF is the Credit Guarantee Fund Trust for Micro & Small Enterprises (CGTMSE). The scheme has been designed to provide collateral-free covers to banks and other financial institutions on loans provided to Micro and Small Enterprises. The government scheme provides benefits like formal credit options with low rates of interest, help in business expansion, technological upgradations, and others.

6. Pradhan Mantri Employment Generation Programme (PMEGP)

One of the schemes in the list of government schemes for startups in India is the Pradhan Mantri Employment Generation Programme. The PMEGP scheme, supported by capital-cum-credit, was introduced by the Ministry of Small-Scale Industries of India to provide micro-enterprises in the non-farm economy with funding assistance. The objective of the PMEGP scheme is to promote self-employment by encouraging traditional artisans and unemployed youth to start their ventures. One of the benefits of this govt scheme is that under it, a subsidy is provided, ranging from 15% to 35% of the project cost, depending on the category and location (urban or rural).

Application Process

Young entrepreneurs can apply for this scheme through its official website.

7. Trade Infrastructure For Export Scheme (TIES)

The Trade Infrastructure for Export Scheme in India, launched by the Indian government in 2017, aims to develop and improve infrastructure facilities to increase exports. The Trade Infrastructure for Export Scheme (TIES) has been introduced by the Directorate General of Foreign Trade (DGFT) to address the infrastructural challenges faced by Indian exporters. This central government scheme will provide financial support in the form of grants to create infrastructure, along with many other benefits.

Application Process

Applicants can apply for this government scheme through the DGFT portal.

8. Coir Udyami Yojana

The Coir Udyami Yojana is a credit-linked government subsidy scheme for the establishment of coir units with a project cost of up to Rs. 10 lakhs plus one cycle of working capital, which shall not exceed 25% of the project cost. The Ministry of Micro, Small, and Medium Enterprises will implement the Coir Udyami Yojana. There are numerous benefits that are associated with this scheme, like credit options, subsidies, etc.

Application Process

Entrepreneurs can apply for this government scheme through their official portal.

9. Swarojgar Credit Scheme

The Swarojgar Credit Card Scheme is a unique offering by UCO Bank to provide financial assistance to small artisans, self-employed individuals, and micro-entrepreneurs. The Banking Company provides composite loans; cash credi,t and term loans, which cater for the financial needs of workers within the MSME sector.

Read more: Aspire Scheme - Promoting Innovation, Rural Industries, And Entrepreneurship In India

10. Udyogini Scheme

One of the state government schemes for entrepreneurs is the Udyogini Yojana, especially for women entrepreneurs, launched by the state government of Karnataka. The scheme aims to empower women by giving them ways to be financially independent. The scheme encourages women to become entrepreneurs and provides them with loans as well so that they can start their small businesses.

Application Process

Please apply for this state government schemes for entrepreneurs through the official website of your bank.