Banglar Bari scheme which was launched by the West Bengal Chief Minister Mamata Banerjee is a Government sponsored scheme for providing housing to the rural poor people. This government scheme is an important move towards addressing rural housing issues as its first phase covers more than 12 lakh beneficiaries. This initiative is in the wake of the prolonged delay in the release of funds under the central schemes and signifies the advancement of the state government towards its rural masses.
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Overview
| Feature | Details |
|---|
| Scheme Name | Banglar Bari Scheme |
| Launch Date | December 2024 |
| Target Group | Rural poor families in West Bengal |
| Financial Assistance | ₹1.20 lakh per family (₹1.30 lakh in select areas) |
| Beneficiaries | Over 12 lakh initially, expanding to 18 lakh by 2025 |
| Special Allocation Areas | Jangalmahal and Darjeeling hills |
| First Instalment Amount | ₹60,000 |
What Is The Banglar Bari Scheme?
The Banglar Bari is a state-funded housing scheme set up to assist low-income rural households in West Bengal to build their own houses. The government yojana was started as a substitute for the PM Awas Yojana, as there were hold-ups in the disbursement of central funds.
Objectives
The core aims of this government program revolve around enhancing the rural housing infrastructure and assisting economically backward families. The goal is to improve rural productivity and sustainably tackle economic issues. Here are the key objectives:
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Provide Housing: Provide financial assistance for the construction of housing units to families which are economically disadvantaged in the rural sector.
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Empower Rural Communities: Improve the economic conditions of the rural population by the provision of permanent shelters.
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Address Funding Gaps: Reduce delays which result from the reluctance of the Centre to release funds for the central schemes.
Features
This govt scheme contains several significant particulars which are meant to assist rural families in constructing homes. It is also quite easy to understand how the Heinemann Plan is meant to work as it provides a phased action and timely assistance. Some of the notes include:
Financial Assistance:
Phased Rollout:
Immediate Implementation:
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Forwarding of the required amount of ₹60,000 as the first instalment.
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42 beneficiaries from 21 districts have already had funds disbursed to them.
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Benefits
This Sarkari scheme brings several benefits to enhance the living standards of rural households. It primarily aims at providing better housing solutions, economic alleviation, and support targeting all aspects. Since each person taking advantage of the strategies will benefit from them, they include:
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Improved Rural Housing: Permanent forms of shelter improve livelihoods and decrease the vulnerability of rural poor households.
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Economic Support: Financial assistance reduces the burden of the households on the cost of building their homes.
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Inclusivity: The strategy covers areas that are underserved by reducing the allocation responsiveness to area-specific constraints.
Challenges And Response
The Banglar Bari scheme could address critical political and monetary issues. It aims at guaranteeing help to rural households even in the event of setbacks and initial resists. The challenges and responses include:
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Funds from the Central Government are Delayed: With ₹24,000 crores lying unreleased from the centre under PM Awas Yojana and MGNREGA, the state started some of its schemes for beneficiary support.
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Protests over Beneficiary Lists: The initial protests related to the list of beneficiaries were resolved through a new verification process enhancing the figures from 11 lakh to 12 lakh.
Comparison With PM Awas Yojana
| Aspect | Banglar Bari Scheme | PM Awas Yojana |
|---|
| Funding Authority | West Bengal State Government | Central Government |
| Financial Assistance | ₹1.20 lakh (₹1.30 lakh in some areas) | ₹1.20 lakh |
| Beneficiaries (2025) | 18 lakh | Varies |
| Status | Funds disbursed in phases | Funds withheld in West Bengal |
Implementation And Impact
During its pilot phase, over 42 families were reached and this scheme aims to cover 18 lakh households by 2025. This scheme alleviates rural poverty by providing immediate funds while also constructing infrastructure in areas like Jangalmahal and Darjeeling hills which have enormous housing shortages.
Moreover, these schemes assist other schemes sponsored by the state like the replacement of MGNREGA, which has been functioning since 2021 and allows rural employment of 50 days in case of fund blockage.
Read More: Nari Shakti Puraskar For The Women Of India
Conclusion
Banglar Bari scheme is the rural housing policy response to the West Bengal government’s straightforwardness to the rural housing issues although political and fiscal constraints do exist. The goal is to improve the rural built environment and thus the standard of living of the millions by providing specific financial aid, with such communities prioritised. As it is being implemented in phases and more emphasis is being laid on this government scheme being corruption-free, Bihar’s rural housing deficit is set to be narrowed.
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Government Sources
West Bengal Government Schemes.
