Sturdy housing is one of the necessities for all of us, as it is one of the most important ways through which we feel safe and secure. India is the most populous country in the world, and hence it is significant for the government of India to help people build homes, and that is what led to the introduction of housing schemes in India. One of those housing schemes is the Gitanjali Housing Scheme.
The Gitanjali Housing Scheme was introduced to offer affordable housing services to the people, especially from the economically weaker sections of society (EWS). The govt scheme provides monetary aid to the people to construct or repair safe and sturdy houses. This scheme is in line with the government’s mission to reduce the number of homeless people and promote inclusive growth for all.
Read the article to learn more about the govt scheme, ranging from its meaning and benefits to eligibility and application process.
Overview
The table below summarises some key details about the scheme that one should know.
| Name of the scheme | Gitanjali Housing Scheme |
|---|
| Objective | To ensure that everybody, especially people from EWS, has a secure house |
| Target group | EWS, PwDs, senior citizens, and women-led families |
| Benefits | Affordable housing services |
| Cost of dwelling units | Rs. 2-6 lakhs |
| Eligibility | People from EWS who are homeless or house needs serious repairs |
| Application mode | Offline |
Read More: PM Awas Scheme for Urban and Gramin - Pradhan Mantri Awas Yojna List,
What Is The Gitanjali Housing Scheme?
The Gitanjali Housing Scheme is a housing scheme launched by the government of India to provide affordable housing services to people, especially from economically weaker sections or low-income groups of society. The govt scheme enables people who have limited finances to construct or repair their homes.
With the help of the Gitanjali Housing Scheme, the beneficiaries are provided monetary aid or subsidies to either build their homes or repair their homes. The subsidies cover a wide range of expenses incurred at the time of construction or repair work of houses, such as the cost of labour, raw materials, etc.
The scheme is implemented by the Department of Housing of the respective state governments where it belongs. The department works in partnership with Rural Development Authorities like Panchayats or municipal corporations to manage the funds released through the scheme.
Objectives Of Gitanjali Housing Scheme
Several objectives of the Gitanjali Housing Scheme outline the scheme’s goals. The key objectives are mentioned below:
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Affordable housing: The govt scheme provides affordable housing services to people from economically weaker sections and low-income groups of society.
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Improved quality of life: The scheme aims to improve the living standards of people by ensuring that they have safe and sturdy homes.
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Inclusive growth: A nation cannot develop unless all of its people develop. Hence, the government must ensure that everybody, irrespective of their economic status, doesn’t have to struggle for the necessities in life.
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Reduce homelessness: The government aims to reduce the rate of homeless people with the help of the Gitanjali Housing Scheme.
What Are The Benefits Of Gitanjali Housing Scheme?
Gitanjali Housing scheme comes equipped with a range of benefits for its beneficiaries, such as:
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Financial aid: The govt scheme provides monetary aid or subsidies to the beneficiaries for the construction or repair work of houses.
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Safe housing: The Gitanjali Housing Scheme provides a safe way for people to access safe and sturdy housing with no financial burden.
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Social inclusion: The govt scheme aims to promote the social inclusion of people irrespective of their economic backgrounds.
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Employment generation: The Gitanjali Housing Scheme generates employment for labourers, contractors, suppliers of raw materials, etc.
Cost Of Constructing Houses In Non-Municipal Semi-Urban Areas
The cost of constructing new houses in non-municipal semi-urban areas under the Gitanjali Housing Scheme varies based on location, availability of land, and local construction costs. However, it usually ranges from 2-6 lakhs, covered majorly by the government through subsidies, but beneficiaries are also required to contribute some amount as per their financial capability.
Cost Of Dwelling Units
The cost of the dwelling unit under the Gitanjali Housing Scheme includes materials needed for construction, wages of labour, and other related costs. The cost depends on the size of the house, the number of rooms in the house, etc. The beneficiaries are also required to contribute some amount as per their financial capability.
Important Provisions
Some important provisions concerning the Gitanjali Housing Scheme are mentioned below in detail:
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Subsidy: Monetary aid is given in the form of subsidies for the construction of houses.
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Sustainable housing: The govt scheme encourages eco-friendly construction practices to ensure construction practices.
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Vulnerable groups: Priority is given to people from the economically weaker and low-income groups of society.
What Are The Eligibility Criteria Of The Gitanjali Housing Scheme?
Interested individuals first need to ensure whether they fit into the eligibility criteria or not. The eligibility criteria are as follows:
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Individuals should be from the EWS or low-income groups.
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Preference is given to people residing in non-municipal, semi-urban, or rural areas.
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Only homeless people or those whose homes need serious repairs can apply for the scheme.
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Only the head of the household can apply for the govt scheme.
Exclusion Criteria
People who cannot apply for the scheme are mentioned below to avoid rejection of applications for the Gitanjali Housing Scheme:
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Individuals from high-income households.
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Individuals who are already part of the PMAY or any other such govt scheme.
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Residents can only apply in the state where they reside.
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Unmarried individuals.
What Is The Application Process For The Gitanjali Housing Scheme?
Interested and eligible individuals can apply for the Gitanjali Housing Scheme by following some simple steps:
Step 1: Visit the local Panchayat or municipal office of your respective state.
Step 2: Request an application form for the Gitanjali Housing Scheme and fill in your details.
Step 3: Attach the required supporting documents.
Step 4: Submit your application and wait for approval.
What Are The Required Documents Of Gitanjali Housing Scheme?
Applicants need to submit some supporting documents for the Gitanjali Housing Scheme. The list of documents is listed below:
Conclusion
The Gitanjali Housing Scheme is a significant step taken by the government of India to help people secure safe houses that they can turn into homes later. The govt scheme aims to reduce the rate of homelessness in India and promote social and inclusive growth.
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