Indira Gandhi National Widow Pension Scheme - Financial Support For Widows In India
Updated: 28-01-2025 at 7:01 AM
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Indira Gandhi National Widow Pension Scheme (IGNWPS) is one of the social welfare schemes envisaged for pensions to the destitute widow ladies who live below the poverty line in India. Indira Gandhi National Widow Pension Scheme Launch date is in February 2009 and comes under the National Social Assistance Programme(NSAP) which has the objective of raising the standard of living of all widows especially those living in the villages.
Overview
The following table showcases the Key Highlights of the Indira Gandhi National Widow Pension Scheme:-
| Scheme | Key Highlights |
|---|---|
| Name | Indira Gandhi National Widow Pension Scheme (IGNWPS) |
| Launched By | Government of India under the National Social Assistance Programme (NSAP) |
| Target Beneficiaries | Widows aged 40–59 years living below the poverty line |
| Pension Amount | ₹300 per month for widows aged 40–79, ₹500 for widows aged 80 and above |
| Exclusions | Widows under 40, those receiving other government pensions, and those above the income limit |
| Payment Process | Pension credited directly to the beneficiary’s bank account through DBT |
| Purpose | To provide financial support and improve the quality of life for widows living in poverty |
What Is Indira Gandhi National Widows Pension Scheme?
Launched in 2009, this pension scheme is part of the National Social Assistance Programme (NSAP) and aims to uplift the living conditions of widows, particularly in rural areas.
Read More: National Pension Scheme Detailed Guide
Objectives
The primary purpose of IGNWPS is to enhance the income status of widowed women, mostly in rural areas. The govt scheme aims to ensure that all the widows living in the society with a standard of living below the poverty level benefit from the government.
Benefits
The applicants for this scheme are the widows aged between 40 – 59 years who are considered to be living in poverty.
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Pension Amount: The widow gets her pension at the age of forty and above the age limit of seventy-nine years will be paid rupees three hundred and ages up to seventy-nine shall be paid rupees five hundred.
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Direct Transfer: The pension amount is directly sent to her bank account.
Eligibility Criteria
To qualify for the IGNWPS which is the Indira Gandhi National Widow Pension Scheme eligibility criteria, applicants must meet the following points:
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Age Limit: Widows must fall in the age group of 40 to 59 years Adults
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Marital Status: Applicants must be widows.
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Income Limit: They cannot afford anything for themselves, and are probably living below the poverty level.
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Documentation: As an applicant, certain documents must be attached when applying not a service.
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State-specific Requirements: Conditions under which qualifying is conducted may differ depending on the state.
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Pension Amount: The pension, it is important to note, may vary from the other depending on the state.
Exclusions
Widows under 40 years of age, those already receiving other government pensions, and those above the income limit are excluded from the scheme.
The pension will be discontinued under the following conditions:
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If the widow remarries.
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And at most, when her income crosses the poverty line.
Read More: Atal Pension Yojana - Atal Pension Scheme
Selection Process Of Beneficiary
Beneficiaries are selected through verification by local authorities, including Gram Panchayats, based on eligibility criteria and income status.
The selection of beneficiaries involves the following steps:
| Selection Process | Details |
|---|---|
| Application Submission | Widows who are eligible applicants should forward their applications to the block office or Gramme Panchayat. |
| Verification | A Verification Officer assesses the applications concerning the eligibility requirements and makes suggestions. |
| Sanctioning Authority | The last decisions of the project case are made by the Sanctioning Authority in consideration of the recommendations provided. |
| Notification | They are notified of their approval through what is referred to as a Sanction Order. |
Application Process
Indira Gandhi National Widow Pension Scheme Online Apply:
Applicants can apply online by visiting the official NSAP (National Social Assistance Programme) portal and filling out the form with the required documents.
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Visit the official mobile application UMANG or you can open the website by the URL UMANG.
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Please use your mobile number and OTP to try to log in.
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NSAP site may be searched and go to the page labelled as “Apply Online.”
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Enter the necessary information, pick the payment method, upload a photo of yourself, and press the “Submit” button.
Indira Gandhi National Widow Pension Scheme Offline Apply:
To apply offline, applicants can visit the local Gram Panchayat or Block Development Office and submit the filled application form along with the required documents.
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The completed application can be submitted at the Gram Panchayat office for rural areas or the Block Office for the rural areas & Municipality for the urban areas.
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It will be considered whether the application should be approved or rejected with some suggestions.
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The Gram Sabha decides on the merits of the applicant and the Sanctioning Authority passes a Sanction Order as and when required.
Read More: Comparing India’s Pension Schemes
Payment Process
The cash payout for pension is delivered through the DBT infrastructure, which implies that pension funds are credited directly to the beneficiary’s bank accounts. Fees may be paid on a monthly, or quarterly basis depending on the verification process required. It is transferred depending on the account information filled by the applicant.
Documents Required
Applicants need proof of identity (Aadhaar/Voter ID), age, residence, widowhood status, and income certificate to apply for the scheme. To apply for the IGNWPS, applicants must provide the following documents:
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Age proof (birth certificate/ school certificate).
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BPL (Below Poverty Line) card for which soft copies and scanned forms are accepted.
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Three small photographs of the size of a passport.
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Proof of residence.
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Bank account details.
Read More: Madhubabu Pension Yojana
Conclusion
For widows who reside in India and are below the poverty line, this is one of the essential paradigms of the widow pension scheme known as the Indira Gandhi National Widow Pension Scheme. The funds they offer also have the goal of improving their quality of life and ensuring they do not have to face the future uncertain and on edge. For this reason, all the deserving widows out there are urged to go for this one so that they can also be able to benefit from the cash offered by the scheme.
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