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Jagananna Thodu Scheme: Get ₹10,000 Interest-Free Loan To Boost Your Small Business

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Pragya Pathak

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Updated: 08-09-2025 at 3:30 PM

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There are innumerable professions in the unorganised sector, and one of those is street vendors. Street vendors come under those professions that aren’t merely caught up in the technicalities of business but also in preserving the warm traditional culture of India. However, as they are from the unorganised sector, they face a range of issues, which is a huge obstacle in the way of improving their standard of living.

To ensure that street vendors can feel financially empowered, the state government of Andhra Pradesh launched the Jagananna Thodu scheme to provide financial assistance to street vendors to improve their living standards.

Read the article to learn about the meaning, benefits, eligibility criteria, and other relevant details of the govt initiative.

Overview

The table below summarises some important information about the scheme that one should know.

Name of the schemeJagananna Thodu scheme
Launched byState government of Andhra Pradesh
ObjectiveTo provide financial assistance in the form of loans
Target groupStreet vendors
Amount of the loanRs. 10,000
ObjectiveTo provide financial aid to the street vendors so that they can lead quality lives
Application modeOnline

Read More: Mukhyamantri Jan Kalyan Sambal Yojana 2025

What Is Jagananna Thodu Scheme?

The state government of Andhra Pradesh launched the Jagananna Thodu scheme, which is a financial assistance scheme, in the year 2023 when the pandemic hit the world. The state govt scheme is especially for street vendors so that they can be financially empowered and maintain their standard of living.

The scheme works under the Department of Gram Volunteers/ ward volunteers or Village secretaries, wherein financial assistance is given in the form of loans worth Rs. 10,000 with 0% interest.

What Are The Benefits Of The Jagananna Thodu Yojana?

The state government program has several benefits aimed at improving street vendors' lives. Some of the major advantages of the scheme are mentioned below:

  • Financial assistance: As per the govt scheme, eligible beneficiaries are entitled to a loan worth Rs. 10,000.

  • No interest: Jagananna Thodu scheme offers loans at 0% interest so that beneficiaries of the scheme can repay on their terms without falling into the debt cycle.

  • Improving the unorganised sector: This govt program aims to deliver all the rights to the workers in the unorganised sector, as the workers in the organised sector enjoy and benefit from it.

What Is The Eligibility Criteria Of The Jagananna Thodu Scheme?

Interested individuals first need to ensure whether they fit the eligibility requirements
to avail themselves of the benefits of the scheme or not. The eligibility criteria for the govt scheme are as follows:

  • Street vendors selling fresh food, ready-to-eat food, or other goods like stationery are all eligible for the scheme.

  • Under the term ‘Street vendors’, barbers, cobblers, pan shops, and laundry services are also included.

  • Street vendors should be at least 18 years old.

  • Street vendors must be residents of the state of Andhra Pradesh.

  • Applicant’s monthly income should be less than Rs. 10,000.

  • Applicant shouldn’t give a shop built more than 5x5 square feet.

Application Process Of The Jagananna Thodu Scheme

Interested and eligible applicants can apply for the state govt scheme by following
some simple steps that they can do from the comfort of their homes without having to go to any govt offices:

Step 1: Please visit the official website of the AP Jagananna Thodu.

Step 2: Select the ‘Apply for loan’ option from the homepage.

Step 3: A webpage of the PM SVANidhi scheme will appear on your screen.

Step 4: Enter your mobile number and complete verification.

Step 5: Select the ‘type of vendor’ category and fill in your details like name, date of birth, address, etc. in the application form.

Step 6: Submit the form and wait for approval.

What Are The Required Documents For The Jagananna Thodu Scheme?

Eligible applicants are required to submit supporting documents to avail themselves of the benefits of the govt program. The list of documents needed to process the application process and avail of the benefits of this financial assistance scheme is:

How To Check The Beneficiary Status Of Jagananna Thodu Scheme?

Applicants can check the beneficiary status of the financial assistance scheme by following some simple steps mentioned below:

Step 1: Please visit the official website of the AP Jagananna Thodu.

Step 2: Select the ‘Street Vendors Survey Search’ option from the homepage.

Step 3: Fill in the necessary information like state, ULB name, Vendor ID

card number, Certificate of Vending number, Street vendor’s name, and mobile number.

Step 4: Click on search and check the status.

Phases Of The Jagananna Thodu Scheme

There are two major phases of the financial assistance scheme. Both of the phases are listed below in detail for one’s reference:

Second Phase

The Chief Minister of Andhra Pradesh launched the Jagananna Thodu scheme to provide financial assistance in the form of loans worth Rs. 10,000 at 0% interest to the street vendors of the state. Around 370 crores were released for the state govt scheme, and around 9.05 lakh people benefited from the government program.

Third Phase

The third phase of the Jagananna Thodu scheme was launched on the 28th of February 2023 and has benefitted around 15 lakh people with 1416 crore.

Also Read: PM Kisan Maan Dhan Yojana Complete Guide 2025

Reports Of Jagananna Thodu Scheme

One can search for the Jagananna Thodu report by simply visiting the official website of the scheme, clicking on ‘District Specific Application Report’, and filling in the required information, including the name of the district.

Latest News Concerning Jagananna Thodu Scheme

The state govt launched the Jagan Anna Thodu plan so that street vendors can take loans in times of need, and the govt pays the interest on their behalf.

  • Loans worth Rs. 395 crores have been given to eligible beneficiaries at 0% interest rate.

  • Around 5.08 lakh people have benefited from the scheme.

Conclusion

The state government of Andhra Pradesh has launched the Jagananna Thodu scheme to provide financial empowerment to street vendors so that they can improve their lives and lead healthy lives.

Stay updated with Jaagruk Bharat to get the latest information on government schemes and more, and reach out to us via our community page if you have any questions.

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