The Jharkhand Nirman Karmakar Mrityu/Durghatana Sahayata Yojana, or the Jharkhand Construction Worker Death/Accident Assistance Scheme, is a completely state-funded Bima Yojana implemented by the Department of Labour, Employment, Training & Skill Development, Government of Jharkhand. This government scheme covers accident insurance for all registered construction employees and their dependents - accidental death, medical disability, and natural deaths.
Let us learn about this government yojana in detail, from applying online process and benefits to eligibility criteria.
Overview
| Scheme Name | Jharkhand Nirman Karmakar Mrityu/Durghatana Sahayata Yojana |
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| Launched By | Department of Labour, Employment, Training & Skill Development, Govt. of Jharkhand |
| Beneficiary | Registered construction workers in Jharkhand |
| Insurance Cover | ₹1,00,000 - ₹5,00,000 |
| Application Mode | Online through the Sadak Durghatna Sahayata Yojana online registration portal |
| Eligibility | Jharkhand residents aged 18-60, registered as construction workers |
Read More: Karmika Arogya Bhagya Support For Construction Workers
What Is Jharkhand Nirman Karmakar Mrityu/Durghatna Sahayata Yojan?
Jharkhand Construction Labour Death/ Accident Support Scheme is designed for registered construction labour in Jharkhand. The Chiranjeevi Accident Insurance Programme is a social security scheme that covers death or disablement arising from accidental or natural causes. It grants relief to the respective worker families facing such loss/disability.
Objective
This Sarkari Yojana is designed in a way that it addresses the families of the construction workers in their most vulnerable moments. The objectives of the Jharkhand Construction Labour Death/Accident Support Scheme are:
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Economic Security: monetary protection is given to the respective construction labour families in the case of accidental/natural death.
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Disability Support: Assisting in cases of partial or total disability because of accidents to help the family meet financial burdens.
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Enhanced Social Security: Jharkhand Nirman Karmakar Yojana ensures financial security for the families of construction workers of Jharkhand.
Read More: The HBOCWWB Scheme For Construction Workers
Features
The Jharkhand Nirman Karmakar Mrityu/Durghatana Sahayata scheme ensures that workers have a safety net during difficult times. Let’s have a look at the key features of this important government program.
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Accident Insurance Scheme: It offers insurance coverage against accidental death and partial or complete disability.
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Eligibility: It is available for the residents of Jharkhand who are registered as construction workers.
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Online Application: These are carried out online on Sadak Durghatna Sahayata Yojana online registration from the official portal.
Benefits Of The Government Scheme
The Sadak Durghatna Sahayata Yojana offers several benefits to registered construction workers and their families. These benefits ensure financial stability and ease during times of crisis. Let’s explore the key advantages provided by the government scheme:
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Economic Support: This will provide timely and much-needed economic support in cases of accidents or deaths.
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Insurance Safety: This covers accidental death up to natural death by ensuring that security is provided for workers' families.
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Easy Process: This can be done quite efficiently, as the applications are conducted and tracked via the Sadak Durghatna Sahayata Yojana portal.
| Incident Type | Insurance Amount |
|---|
| Accidental Death | ₹5,00,000 |
| Complete Disability | ₹3,00,000 |
| Partial Disability | ₹2,00,000 |
| Natural Death | ₹1,00,000 |
Read More: Gambhir Bimari Sahayata Yojana For Construction Workers In UP
Eligibility Criteria
To avail of the benefits of this govt scheme, you need to fulfil the eligibility criteria for the Nirman Karmakar Mrityu scheme. The list of eligibility requirements is as follows:
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Domicile of Jharkhand: The applicant must be a permanent resident of Jharkhand, with proof of residence.
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Registration under Recognised Schemes: The individual must be registered under the Kisan Durghatna Bima Scheme or any other government-recognised insurance scheme that provides coverage to workers in case of accidents.
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Age Requirement: The applicant must be between 18 and 60 years of age, ensuring that only those within this age group benefit from the scheme.
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Work Experience: The individual must have at least 90 days of documented work experience in the construction sector, ensuring they are active and engaged in the industry to qualify for the benefits.
Application Procedure
The application procedure for the Sadak Durghatna Sahayata Yojana is straightforward and can be done online. Here’s a simple step-by-step guide:
Step 1. Registration: Log into https://shramadhan.jharkhand.gov.in with all your personal information and the OTP for validation.
Step 2. Application: Login into the account to submit the Scheme Benefit Form under which you'll have to upload your personal information and thereby choose the scheme. Make sure all the requisite documents are annexed to this form as well.
Step 3. Submissions: Uploading that form will produce an application ID, against which the status of further applications can also be tracked.
Documents Required
Here, we’ll outline the essential documents required for applying to the Sadak Durghatna Sahayata Yojana. These documents help verify the applicant’s identity, eligibility, and other necessary details.
Read More: MAHABOCW: Maharashtra Bandhkam Kamgar Yojana
Status Tracking of an Application
Once you've submitted your application for the Sadak Durghatna Sahayata Yojana, it’s important to track its progress. Here's how you can check the status of your application at each stage:
Step 1. Approval Process: It has three verification stages: Clerk > Labour Superintendent > DLC.
Step 2. Tracking Status: Click on the website at BOC Scheme Benefit > Application Status and fill in your Application ID. Then click on "Search."
Step 3. Final Approval: After approval, the status changes to "Approved." Print this confirmation and submit it to the Labour Office.
Conclusion
The Jharkhand Nirman Karmakar Mrityu/Durghatana Sahayata Yojana is another step toward social security for Jharkhand's construction workers. Under this Durghatna bima yojana, workers and their families are given adequate monetary compensation in case of death or injury on the job. Since the program is entirely state-sponsored, it reflects the state's commitment to the welfare of the workforce.
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Government sources
Jharkhand Labour Department Official Website
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